Visale Guarantee: operation, conditions and procedures for renting with a free guarantor

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Visale Guarantee: operation, conditions and procedures for renting with a free guarantor

Finding housing can quickly become complicated when a landlord asks for it. a solid guarantee. The Visale guarantee specifically addresses this difficulty. Completely free, it protects the landlord against Unpaid rent and facilitates access to rental housing.

If you are looking for accommodation or would like put a property up for rent in the 16th arrondissement of Paris, the CENTURY 21 Auteuil Immobilier agencies and CENTURY 21 Auteuil Seine they accompany you at every stage to ensure the success of your project.

What is the Visale Guarantee?

The Visale guarantee is a guaranty arrangement Proposed by Action Logement. Its objective is to reassure the landlord by covering unpaid rent and charges within the limits stipulated in the guarantee contract. The tenant thus benefits from a guarantor without having to seek the help of a relative or pay for private insurance.

Specifically, the future tenant makes a Visale guarantee request before the signing the lease. When his application is accepted, he obtains a visa certifying his eligibility. The owner then verifies this document before creating his own space on the Visale platform in order to sign the bailment contract.

This scheme covers a large part of the private rental stock and facilitates access to housing for profiles who often have difficulty providing traditional financial guarantees. In the event of default, Action Logement compensate the landlord according to the stipulated conditions, then arrange for the reimbursement with the affected tenant.

Who can benefit from the Visale Guarantee?

The Visale guarantee primarily applies to for young people aged 18 to 30, to, at students, to, at alternators and to many employees in the private sector, This may be the case, in particular during a job change or a professional mobility. Other profiles may also be eligible depending on their situation. Before seeking accommodation, check your eligibility on the Official website of Visale in order to obtain your visa.

Which housing units are eligible for the Visale Guarantee?

The device covers the majority of the housing units in the private rental sector used as the main residence. Depending on the situation, some social housing or dedicated structures may also be concerned. The housing must comply with the Rent ceilings set by Action Logement and the lease must comply with the applicable rules.

What exactly does the Visale Guarantee cover?

The Visale guarantee covers Unpaid rents and charges for the duration stipulated in the guarantee contract. It also covers, within certain limits, rental damages. The landlord is quickly compensated, while the tenant then reimburses the sums advanced to Action Logement.

How to apply for a Visa Guarantee?

The request is made exclusively online before the signing of the lease. After creating a personal space, the future tenant submits the requested documents. If the file is accepted, A visa certifies one's eligibility. This document must then be presented to the landlord.

How to use Visale in a rental agreement?

The Visale visa is added to the classic pieces of the rental dossier. It reassures the owner by demonstrating that an organization assumes the guarantee under the conditions provided by the scheme. However, it remains essential to submit a complete and coherent dossier.

What steps must the landlord take with Visale?

After receiving the tenant's visa, the Lender creates his space on Visale, After verifying the information, the guarantor checks the contract before signing the lease. This step is essential for the guarantee to be activated effectively.

Is Visale cumulative with other subsidies or guarantees?

The Visale guarantee can be associated to housing assistance, Like CAF allowances. However, they generally do not accumulate with one another. personal guarantee covering the same risks. Check the applicable rules before signing the lease.

What are the limits of the Visal Guarantee?

The Visale guarantee The accommodation must be the main residence of the tenant, be the subject of a compliant lease, and meet a cap on the rent including utilities, set at up to €1,940 depending on the location.

The rental damages are covered up to a maximum of two months' rent and charges, and the tenant must repay the sums advanced by Action Logement in the event of default. Visale therefore secures the landlord, but does not replace the analysis of the file or compliance with the rental conditions.

What happens in the event of non-payment with Visale?

In the event of non-payment, the landlord promptly reports the situation on his Visale account. After verification, Action Logement indemnifies the owner According to the terms of the contract, they then put in place a reimbursement solution with the tenant in order to regularize their situation.

What alternatives if you are not eligible for Visale?

If you cannot obtain the Visale guarantee, you can present a physical guarantee, take out a private guarantee, or be referred to other devices tailored to your profile. A real estate professional can help you identify the most suitable solution.

How can our CENTURY 21 Auteuil Immobilier and CENTURY 21 Auteuil Seine agencies help you?

Obtain a Visale guarantee It is often a first step towards a successful rental, but a well-prepared file also makes the difference. The rental managers of our CENTURY 21 Auteuil Immobilier and CENTURY 21 Auteuil Seine agencies assist you in compiling your file, verifying your eligibility, and facilitating your procedures, whether you are a tenant or landlord in the 16th arrondissement of Paris.

Feel free to contact our two real estate agencies CENTURY 21 Auteuil Immobilier and CENTURY 21 Auteuil Seine by phone at 01 42 15 16 21 or 01 56 07 16 21 or by email: auteuil@century21.fr or auteuilseine@century21.fr

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